www.udyamimitra.in Mudra Loan Apply Online:- As we all know india is a developing country and many people were planning to start a business but they dont have financial support to invest in their business for those people our prime minister is decided to announced to give them a loan to start their business this great initiative name is www.udyamimitra.in Mudra Loan Apply OnlineWith this scheme the small businesses will get Mudra loan upto INR 10 lakh. As we tell this scheme is supporting to get financial support of INR 10 Lakh its on your need of business load.
To avail in this scheme which is offered by the prime minister of india you can apply through any comercial bank, Regional Rural Banks (RRBs), Small Finance Banks, Micro Finance Institutions (MFIs), and Non-Banking Financial Companies (NBFCs) from any of them you can take this initiative benefits. By this initiative applicants will get load at low interest or interest free loan as their need to boost the small enterprise or small businesses. Stay and read tell end to apply and also get brief details about www.udyamimitra.in Mudra Loan Apply Online.
PM Udyami Mitra Yojana
Pradhan mantri mitra scheme is organised for the people who dont have a financial support and wants to start an small business, enterprise or industrial business for those people the our prime minister has launched www.udyamimitra.in Mudra Loan Apply Online. Applicant will get upoto INR 10 Lakh as a financial support by the government of india to avail in this initiative the applicant have to avail in the portal and apply to the comercial bank, Regional Rural Banks (RRBs), Small Finance Banks, Micro Finance Institutions (MFIs), and Non-Banking Financial Companies (NBFCs). Their are three categories for the application ‘Shishu’, ‘Kishore’, and ‘Tarun’ to show the stages of growth, funding, etc. these are the stages of the application categories.
Key Highlights of www.udyamimitra.in Mudra Loan Apply Online
| Loan Facility | Cash Credit, Overdraft & Term Loan |
| Interest Rates | Depends on the bank’s policy decisions |
| Loan Amount | Up to Rs 10 lakhs (Up to Rs 20 lakhs proposed in Budget 2024) |
| Tenure | Depends on the bank’s policy decisions |
| Processing Fees | For Shishu category (loans up to Rs 50,000) – No processing fee |
| For Kishore & Tarun category – depends on the financial institution |
What Are The Types Of Mudra Loan
There are three types of mudra mitra scheme loan:-
- Shishu mudra scheme
- Kishore mudra scheme
- Tarun mudra scheme
Shishu Mudra Scheme
- This shishu mudra scheme is for the small business which will get upto INR 50,000 as a small capital funding.
- In this initiative the applicants will get an offer to take benefits upto INR 50,000.
- To apply in this category you have to visit to the official website of the mudra portal.
- To apply in this mudra anyone can apply applicant have to be an indian resident.
Kishore Mudra Scheme
- In this initiative applicant will get an offer from 50,000 to 5,00000.
- To apply in this category the applicant have to visit also to the mudra portal.
- Anyone can apply in this also but the applicant have to be from india.
Tarun Mudra Scheme
- In this category the applicant will get from 5,00000 to 10,00000.
- To apply in this initiative the applicant will have to visit the official portal of mudra.
- The appliucant have to be from indian resident.
Who Can Apply For The Mudra Scheme
- Manufacturing
- Trade
- Allied Agriculture
- Any non-corporate startup
Documents Required For E Mudra Online Application
- Identity Proof- Aadhar Card/Driver’s License/Voter Card/Pan Card/, etc
- Citizenship Proof- Birth Certificate/Voter Card
- SC/ST/OBC Certificate if applicable
- Income Proof
- Bank Statements
- Passport-sized recent pictures
Mudra Loan Interest Rates
These are the some banks who accept and give loan on the interest rate
| Lenders | Interest Rates (p.a.) |
| Union Bank of India | 10.55% – 12.05% |
| Punjab National Bank | 9.40% |
| Canara Bank | 10.30% – 15.00% |
| Indian Bank | 10.80% – 10.90% |
Loan Amount By Category wise
| Category | Loan Amount |
| Shishu | Up to Rs 50,000 |
| Kishore | Above Rs 50,000 to Rs 5 lakh |
| Tarun | Above Rs 5 lakh to Rs 10 lakh* |
Document Required
- Aadhar Card
- Address proof
- Electricity Bill
- Passport Size Photo
- Quotation of Machinery
- Name of supplier
- Proof of category like ST/ SC/OBC/Minority
Apply Process Of www.udyamimitra.in Mudra Loan Apply Online
Step 1: Firstly you have to visit on the official website of Mudra portal.
Step 2: then find the apply option and click.
Step 3: Now in front of you application form will appear fill all the details mentioned in the form.
Step 4: after fill all the details now review the and click on submit option.
FAQs
How can I access Udyami Mitra portal to avail MSME loan?
simply visit http://www.udyamimitra.in and can apply for MSME loan
Do I need to pay some fees to get registered on this portal?
No, not required to pay any fees as it is free of cost.
What is the maximum loan I can avail via this portal?
the maximum amount of this appication is Upto 10 lakh.
What should I do if my proposal is denied?
in this you have to visit the official tender or lander.
Is there a way for me to contact my lender or handholding agency on this portal?
Yes, you can contact your lender.
What types of lenders are available at udyamimitra so I can apply or check for loan options?
Currently,public sector and private sector banks, small finance banks (SFBs) regional rural banks (RRBs) and foreign banks.
Is there any scheme from where I can avail subsidy from this portal?
Yes, you can check for this scheme linked with this portal.
Can I get handholding support online from this portal?
Yes, for the help of applicants in filling up of application form online