Good news for the west bengal citizens who wants to take a credit loan from the government for their idea to establish the enterprises for their upcoming projects. The west bengal Chief minister has decided an amazing scheme to help financially to the citizens who needs the loan. The applicant who have applied under Bhabishyat Credit Card Scheme in 2024 online they will now get the financial assistance by the chief minister Mamata Benerjee.
This program is mainly start for the citizens who dont have financial support and wants an assistance of finance at a obtained without any interest. The under this initiative the selected applicants will get the financial assistance of total INR 5 Lakh to start the project. The government of west bengal wants to boost and empower the state throught the help of West Bengal Bhabishyat Credit Card Scheme.
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What Is The West Bengal Bhabishyat Credit Card Scheme (BCC)
The West Bengal has decided to give a financial assistance to support the Micro and small enterprises (MSMEs) through the Bhabishyat Credit Card Scheme to boost their business or enterprise. Under this the west bengal has ensure that to give a loan without any collateral on upto INR 5 Lakh to encourage and support to their enterprises from the others competitive enterprises. This decisions is taken to give the financial support to decrease the others enterprises gap bt the INR 5 Lakh with out taking any interest or collateral.
The Objective Of The Bhabishyat Credit Card Scheme
The purpose of this Bhabishyat Credit Card Scheme is to provide a financial assistance to the new entrepreneurs or to setup their startup. The west bengal wants to help the young youth to start their ideal business without taking any headache of finance the government wants to encourage to the citizens to start their own startups to be self-obsessed or independent. The Bhabishyat Credit Card Scheme has a age limit to avail under this scheme is from 18 years old to 55 years old citizens. By this initiative new jobs are increased in the west bengal state.
Helpful Summary of the Bhabishyat Credit Card Scheme
| Name of the scheme | Bhabishyat Credit card scheme |
| Launched by | The state government of West Bengal |
| Beneficiaries | The citizens of the state |
| Benefits | Under this scheme the government will provide a financial help of rupees 5 lakh through the credit card. |
| State | West Bengal |
| Year | 2025 |
| Official website | BCCS WB Portal |
Eligibility Criteria For west Bengal Bhabishyat Credit Card Scheme
- The applicants has to a permanent resident of west bengal state from atleast 10 years.
- The applicants age is under 18 years to 55 years old.
- Their is no annual family income required.
- Only one family member is eligible to apply under this initiative.
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Documents Required
- Aadhar card
- PAN card
- Domicile certificate
- Mobile number
- Email ID
- Passport size photographs
- Bank account details
Financial Support
- Applicant will get the west Bengal Bhabishyat Credit Card Scheme upto INR 5 Lakh.
- The government will charge a minimum interest od 10% of the project which is INR 25000.
- The bank is providing the financial benefits of remaining subsidy after cutting the cost.
How to apply online west Bengal Bhabishyat Credit Card Scheme
Step 1: The applicant who wants to avail under this initiative will have to visit the official website.
Step 2: On the homepage the applicant have to find and check on the option Apply Loan.
Step 3: On the next page the applicant have to enter all the required details which is required in the application form.
Step 4: After Entering all the details the applicant have to recheck and click on the option called submit.
How to apply Offline under Bhabishyat Credit Card Scheme
Step 1: Those citizens who wants to apply under this scheme will have to visit the nearest bank who offers this initiative loan.
Step 2: The applicant will have to discuss and enquiry about the initiative with the bank employee.
Step 3: The applicant will have to fill the physical form which is given by the bank employee and also attach the required documents.
Step 4: The applicant have to recheck the filled forms and submit to the bank.
Contact Details
- Helpline number:- 3564258345
FAQs
What is the Bhabishyat Credit card scheme?
Bhabishyat Credit card scheme is the initiative of west bengal from where the government will help to provide a financial assitance of INR 5 Lakh.
What is the eligibility criteria for applying under this scheme?
Only the Citizens of west bengal will be eligible in this scheme.
What are the benefits of this scheme?
The governmnt will provide a Minimum Subsidized load of INR 5 Lakh.
Can I apply online for this scheme?
Yes, you can apply directly on this scheme by visiting official website and also offline.